- Range
- £1K-£1M
- Decision
- 24hrs
- Best for
- E-commerce and marketplace sellers
Rates from 4.20% - 35.99% APR
Loan amounts from £600 to £200,000
500+ businesses funded across the UK
Enter your monthly card sales to get an instant estimate before comparing suitable lender options.
24h
typical decision
40+
lender panel
£1M
upper range
Easily compare lender offers with rates under 35.99% and flexible terms.
Apply in minutes, compare suitable UK lenders, and move from funding enquiry to decision with a clear route and no unnecessary back-and-forth.
01
Tell us your need
02
Compare matches
03
Receive funds
Priya S.
"Matched with two lenders and had a clear offer the next morning."
Ahmed K.
"The repayments made sense for our card sales, no pressure or guesswork."
Olivia B.
"Quick comparison, helpful calls, and the funds landed before payroll."
Connor W.
"We compared MCA and loan options side by side before choosing."
Maya P.
"Straightforward from quote to approval. The team kept it simple."
Funding application successful
Priority review unlocked
approved amount
From
Creditify Lending
Creditify Finance
**** 8127
To
Business Account
Your Company Ltd
Barclays 0912
Date
4 Mar 2026
09:30
"We compared three funding routes, chose the clearest offer, and kept the cafe moving through a busy refit week."
Emma Mitchell
Owner, The Kitchen Table Cafe, London
£62K
Working capital
24h
First decision
3
Offers compared
Easy, simple, free
There is no such thing as too many questions when choosing finance.
Share what your business needs and Creditify compares suitable funding routes from trusted UK providers, so you can move quickly without chasing lenders one by one.
Learn moreYour details are only used to assess your funding options and connect you with relevant partners. We keep the process clear, controlled, and focused on your request.
Learn moreWe do not push one provider as the only answer. You can compare terms, funding ranges, speed, and suitability before deciding what works for your business.
Learn moreQuestions, answered
Clear answers about eligibility, matching, fees, repayments, and what happens after you request a quote.
View All FAQsMost applications are reviewed within 24 hours. Once approved, funds are usually deposited within 2-5 working days, depending on the lender, product, and final checks.
Creditify works with UK businesses across retail, hospitality, services, construction, online sales, and more. Trading history, revenue, and lender criteria all affect eligibility.
No. Creditify does not charge upfront fees to compare options. Any funding costs, factor rates, or repayment terms are shown before you choose an offer.
A merchant cash advance is repaid as a percentage of future card sales, so repayments can flex with revenue. A business loan usually has fixed scheduled repayments.
Initial matching is designed to help you understand suitable routes. A lender may run checks later in the process, and any required checks will be explained before you proceed.
Ready when you are
Get a free, no-obligation quote and see which UK funding routes may fit your business.