Stop searching, start saving. Find your best business rates in seconds.

  • Rates from 4.20% - 35.99% APR

  • Loan amounts from £600 to £200,000

500+ businesses funded across the UK

Collaborated with

Bizcap
Funding Circle
Quick Estimate

How much funding could you access?

Enter your monthly card sales to get an instant estimate before comparing suitable lender options.

24h

typical decision

40+

lender panel

£1M

upper range

£
£3K £400K

Minimum

£24,000

Typical

£37,000

Maximum

£50,000

Top lenders

Compare personal loan rates from top lender.

Easily compare lender offers with rates under 35.99% and flexible terms.

Compare
Funding Circle
Business Loan View details
Range
£1K-£5M
Decision
2-5 days
Best for
Established businesses, competitive rates
Find my rate
How It Works

Streamlined funding for daily business

Apply in minutes, compare suitable UK lenders, and move from funding enquiry to decision with a clear route and no unnecessary back-and-forth.

01

Tell us your need

02

Compare matches

03

Receive funds

Apply Now
PS

Priya S.

"Matched with two lenders and had a clear offer the next morning."

AK

Ahmed K.

"The repayments made sense for our card sales, no pressure or guesswork."

OB

Olivia B.

"Quick comparison, helpful calls, and the funds landed before payroll."

CW

Connor W.

"We compared MCA and loan options side by side before choosing."

MP

Maya P.

"Straightforward from quote to approval. The team kept it simple."

Funding application successful

Priority review unlocked

GBP 50,500

approved amount

From

Creditify Lending

Creditify Finance

**** 8127

To

Business Account

Your Company Ltd

Barclays 0912

Date

4 Mar 2026

09:30

Independent cafe owner using Creditify funding comparison
Client outcome
"We compared three funding routes, chose the clearest offer, and kept the cafe moving through a busy refit week."
EM

Emma Mitchell

Owner, The Kitchen Table Cafe, London

£62K

Working capital

24h

First decision

3

Offers compared

Easy, simple, free

Why choose Creditify for your funding needs?

There is no such thing as too many questions when choosing finance.

Find funding from reputable lenders in minutes

Share what your business needs and Creditify compares suitable funding routes from trusted UK providers, so you can move quickly without chasing lenders one by one.

Learn more

Your data is safe and secure

Your details are only used to assess your funding options and connect you with relevant partners. We keep the process clear, controlled, and focused on your request.

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We are unbiased and transparent

We do not push one provider as the only answer. You can compare terms, funding ranges, speed, and suitability before deciding what works for your business.

Learn more

Questions, answered

Creditify funding FAQ

Clear answers about eligibility, matching, fees, repayments, and what happens after you request a quote.

View All FAQs
How quickly can I receive funding?

Most applications are reviewed within 24 hours. Once approved, funds are usually deposited within 2-5 working days, depending on the lender, product, and final checks.

What types of businesses can apply?

Creditify works with UK businesses across retail, hospitality, services, construction, online sales, and more. Trading history, revenue, and lender criteria all affect eligibility.

Are there upfront fees or hidden charges?

No. Creditify does not charge upfront fees to compare options. Any funding costs, factor rates, or repayment terms are shown before you choose an offer.

How is a merchant cash advance different from a loan?

A merchant cash advance is repaid as a percentage of future card sales, so repayments can flex with revenue. A business loan usually has fixed scheduled repayments.

Will checking options affect my credit score?

Initial matching is designed to help you understand suitable routes. A lender may run checks later in the process, and any required checks will be explained before you proceed.

Ready when you are

Ready to compare funding? Let's talk.

Get a free, no-obligation quote and see which UK funding routes may fit your business.