Residential Mortgages Tailored for Business Owners
We understand that being self-employed or a business owner can make traditional mortgage applications difficult. We work with lenders who understand complex income structures and dividends. Get the home you deserve with a mortgage process designed specifically for entrepreneurs.
£2M
Up to loan size
5-14d
AIP timeline
90%
Up to LTV
A mortgage process built for entrepreneurs
Designed for directors, contractors and business owners whose income tells a richer story than a single payslip.
Self-Employed Friendly
Lenders who really understand SME income and base decisions on your full picture.
Dividend & Retained Profit
Real underwriting that recognises directors’ dividends and retained company profit.
Complex Income Structures
Multiple companies, fluctuating earnings, contracting income—handled with care.
End-to-End Support
From Agreement in Principle to completion, with a single point of contact.
How it works
01
Share your income picture
A short brief on your structure, income sources and the property you have in mind.
02
We match self-employed-friendly lenders
Compare specialists who routinely lend against complex income.
03
Get an Agreement in Principle
Move forward with confidence, fully supported through to completion.
"High-street lenders kept misreading our dividends and freelance income. Creditify connected us with a lender who actually understood self-employed accounts and we exchanged on the home we'd been chasing for over a year."
Sarah & Hamza Khan
Self-employed homeowners, Edinburgh
£340K
Mortgage
90%
LTV
5y
Fixed rate
Ready when you are
Ready to compare funding? Let's talk.
Get a free, no-obligation quote and see which UK funding routes may fit your business.