Long-Term Commercial Mortgages for Business Growth
Ready to buy your own premises or refinance an existing commercial portfolio? We connect you with specialist lenders offering competitive rates and flexible terms that high-street banks often miss. Secure your business’s future by investing in the right space today.
£25M
Max facility
5-15d
Typical decision
75%
Up to LTV
At a glance
Commercial mortgages: the short answer
A commercial mortgage is a long-term loan secured on business property, used to buy owner-occupied premises, purchase investment property or refinance a commercial portfolio. Creditify introduces UK businesses and investors to specialist and high-street lenders offering £100,000 to £25,000,000 over 5 to 30 years, typically up to 75% loan-to-value. Initial decisions usually take 5 to 15 working days, subject to valuation and legal work.
Commercial mortgages are secured on property. The property may be repossessed if you do not keep up repayments.
Last reviewed . Figures are indicative and depend on eligibility, lender checks and final terms.
- Loan size
- £100,000 to £25,000,000
- Term
- 5 to 30 years
- Loan-to-value
- Typically up to 75%
- Decision
- Typically 5 to 15 working days
- Security
- First charge on the commercial property
- Best for
- Owner-occupiers, investors and portfolio refinance
Built for business owners and investors
Whether it is your own premises or an investment portfolio, we structure deals that work long-term.
Buy or Refinance
From single units to multi-property portfolios, owner-occupied or investment.
Specialist Lenders
Access deals high-street banks rarely offer thanks to our broker network.
Competitive Long-Term Rates
Fixed and variable options tailored to your strategy and risk appetite.
Flexible Structures
Terms aligned with your business plan, cash flow and exit strategy.
How it works
01
Share your property and business profile
A short brief on the property, your trading history and the funds required.
02
We match you with commercial specialists
Compare specialist lenders that focus on your sector and property type.
03
Receive an indicative offer in days
Move from indicative terms to formal offer with our team supporting throughout.
"Refinanced our trading premises away from a high-street rate that was creeping up every quarter. Two specialist lenders quoted within forty-eight hours and we settled on the deal that gave us headroom to fit out the upper floor."
James Holloway
Owner, Holloway Holdings, Leeds
£620K
Commercial mortgage
25y
Term
2
Specialist offers
Ready when you are
Ready to compare funding? Let's talk.
Get a free, no-obligation quote and see which UK funding routes may fit your business.