Bespoke Funding for Your Construction Projects
From ground-up developments to major refurbishments, we provide the capital you need for every stage of your build. Our expert brokers work with you to secure funding that maximises your GDV (Gross Development Value). Access high-leverage development finance from the UK’s leading specialists.
£50M
Max facility
70%
Up to GDV
90%
Up to LTC
At a glance
Development finance: the short answer
Development finance funds the purchase of land or buildings and the build costs of a property project, released in stages as work is completed and valued. Creditify compares development loans from £250,000 to £50,000,000 over 6 to 36 months, typically up to 70% of gross development value (GDV) or 90% of land and build cost, for ground-up schemes, conversions and heavy refurbishments across the UK.
Development finance is secured on property. The property may be repossessed if you do not keep up repayments.
Last reviewed . Figures are indicative and depend on eligibility, lender checks and final terms.
- Loan size
- £250,000 to £50,000,000
- Term
- 6 to 36 months
- Leverage
- Up to 70% of GDV or 90% of cost
- Drawdown
- Staged, against monitoring surveyor sign-off
- Exit
- Unit sales or refinance onto a term loan
- Best for
- New builds, conversions and major refurbishments
From land to completion
Built for developers and contractors who need capital structured around the realities of a real build programme.
Ground-Up Developments
Funding from land purchase through to practical completion of new builds.
Major Refurbishments
Heavy refurb, conversion and change-of-use finance with staged drawdowns.
GDV-Optimised Structures
Facilities engineered to maximise your Gross Development Value and return on equity.
Specialist UK Lenders
High-leverage development finance from leading UK specialists, compared in one place.
How it works
01
Share your project, costs and GDV
A short pack with land cost, build cost, programme and end value.
02
We engineer a tailored facility
Compare lenders on day-one advance, build drawdowns, fees and exit terms.
03
Drawdowns staged with build progress
Move smoothly from acquisition to interim drawdowns and final repayment.
"We needed phased drawdowns that matched the build programme, not a fixed lump sum. Creditify lined us up with a specialist who understood ground-up residential, and we drew down stage by stage without rate creep."
Yasmin Ahmed
Director, Foundry Build Co., Birmingham
£1.4M
Development finance
4
New-build units
78%
LTGDV
Ready when you are
Ready to compare funding? Let's talk.
Get a free, no-obligation quote and see which UK funding routes may fit your business.