Borrowing

Optimise Your Daily Operations with Working Capital

Whether it’s managing payroll, purchasing stock, or covering unexpected gaps, our working capital solutions ensure your business never misses a beat. Bridge the gap between payables and receivables with ease. Compare the UK’s most competitive rates and keep your cash flow healthy.

£500K

Max facility

24-48h

Typical decision

40+

UK lenders compared

Keep your operations moving

Designed for businesses that need flexible, ongoing access to cash without disrupting day-to-day operations.

Cover Payroll Gaps

Keep your team paid through every cycle, even when invoices are running late.

Stock & Supplier Funding

Buy in bulk, lock in supplier discounts, and never miss a busy season.

Bridge Payables & Receivables

Smooth out the gap between what you owe and what is on its way in.

Competitive UK Rates

Best-of-market pricing from specialist lenders, compared side by side.

How it works

01

Tell us your cash flow need

Share the amount, the use case, and how soon you need the funds.

02

We line up working capital options

Compare lines of credit, short-term loans and invoice solutions in one place.

03

Funds in your account fast

Accept the right facility and draw down quickly to keep operations moving.

Independent boutique owner using Creditify working capital finance
Client outcome
"Suppliers wanted a 30% deposit just as our quietest month started. The line covered the gap without dipping into our retail float, and we drew down only what we actually needed."
PN

Priya Nair

Owner, Linen House Boutique, London

£35K

Working capital

24h

First decision

5

Offers compared

Ready when you are

Ready to compare funding? Let's talk.

Get a free, no-obligation quote and see which UK funding routes may fit your business.