Property Finance

Rapid Bridging Finance to Seize Property Opportunities

In the property market, speed is everything. Whether you’re buying at auction, renovating a property, or bridging the gap between a sale and a purchase, we arrange fast, short-term liquidity. Don’t let a slow bank cost you a deal—find your bridging solution in seconds.

£25M

Max facility

3-10d

Typical drawdown

75%

Up to LTV

At a glance

Bridging loans: the short answer

A bridging loan is short-term finance secured on property, used when money is needed faster than a mortgage or sale can complete, for example buying at auction, refurbishing before refinance or breaking a property chain. Creditify compares bridging loans from £50,000 to £25,000,000 over 1 to 24 months, typically up to 75% loan-to-value, with funds often drawn down in 3 to 10 working days. Every bridge needs a clear exit, such as a sale or refinance.

Bridging loans are secured on property. Your property may be repossessed if you do not keep up repayments. Bridging secured on a home you or your family live in is a regulated mortgage contract.

Last reviewed . Figures are indicative and depend on eligibility, lender checks and final terms.

Loan size
£50,000 to £25,000,000
Term
1 to 24 months
Loan-to-value
Typically up to 75%
Drawdown
Typically 3 to 10 working days
Exit
Sale or refinance, agreed up front
Best for
Auctions, refurbishments and chain breaks

When timing is everything

Built for investors, developers and homeowners who can\u2019t wait for traditional lending timelines.

Auction-Ready

Funds aligned with auction completion deadlines so you never miss a hammer drop.

Renovation Finance

Bridge to refurbishment, planning gain or a refinance with a clear exit.

Sale-to-Purchase Bridging

Don’t lose your next deal to a chain breaking or a slow buyer.

Decisions in Days

Specialist UK bridging lenders compared instantly so you move at deal speed.

How it works

01

Tell us the deal and timeline

Share the property, the value, the exit and your target completion date.

02

We match fast-moving lenders

Compare specialist bridging lenders aligned to the deal type and timeline.

03

Funds drawn down in days

Move from indicative terms to drawdown without losing momentum.

Property developer using Creditify bridging finance on a Bristol refurbishment
Client outcome
"We won an auction lot on the Friday and needed completion funds inside fourteen days. Creditify lined up two bridging offers within forty-eight hours and we drew down before the deadline."
MD

Mark Dawson

Director, Dawson Property Co., Bristol

£220K

Bridging loan

14

Days to complete

2

Offers compared

Ready when you are

Ready to compare funding? Let's talk.

Get a free, no-obligation quote and see which UK funding routes may fit your business.