Fast & Flexible Unsecured Business Loans
Grow your business without putting your personal or business assets at risk. We provide access to unsecured funding up to £250,000 based purely on your business performance. Our smart matching technology scans the UK’s top lenders to bring you the best rates in seconds—no collateral required.
£250K
Max amount
24h
Typical decision
0%
Collateral required
At a glance
Unsecured business loans: the short answer
An unsecured business loan gives a UK business a lump sum without using property or other assets as security, and is repaid in fixed monthly instalments. Through Creditify, UK SMEs can compare unsecured loans from £1,000 to £250,000 over 3 to 60 months with one soft search, which does not affect their credit score. Lenders usually decide within 24 hours and pay out within 2 to 5 working days; many will ask directors for a personal guarantee.
Last reviewed . Figures are indicative and depend on eligibility, lender checks and final terms.
- Loan amount
- £1,000 to £250,000
- Term
- 3 to 60 months
- Security
- No asset security. A personal guarantee may be required
- Decision
- Typically within 24 hours
- Funds
- Typically 2 to 5 working days
- Best for
- Growth, stock, hiring and equipment without risking assets
Why business owners choose us
Designed for UK SMEs that want clarity, speed, and the freedom to grow without putting their assets on the line.
No Collateral Required
Unlock funding based on your business performance, not personal or business assets.
Up to £250,000
Borrow what you need to scale, restock, hire, or expand without lengthy paperwork.
Fast Decisions
Get matched and approved in minutes; funds typically land within 2-5 working days.
Best Rates Compared
Smart matching across the UK’s top unsecured business lenders, side by side.
How it works
01
Tell us about your business
Share a few details about turnover, trading time, and the amount you need.
02
We compare 40+ lenders
Our smart matching scans the UK market for the best unsecured offers.
03
Receive your funds
Accept the right offer and the funds typically arrive within 2-5 working days.
"We were holding back our autumn product launch because every lender wanted a personal guarantee on our flat. Creditify matched us with an unsecured offer in days and we shipped the new range on time."
Aisha Bennett
Founder, Belgrave & Co. Homewares, London
£180K
Unsecured loan
0%
Collateral required
4
Lenders compared
Ready when you are
Ready to compare funding? Let's talk.
Get a free, no-obligation quote and see which UK funding routes may fit your business.